Accept Credit Cards Anywhere

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As a freelance designer; I have looked at several “get paid anywhere” devices for my iPhone. I started off with Square, then found intuit GoPayment, and more recently I found PayPal Here which was slightly better than the other two.

All three of these services work with a device that plugs into your headphone jack of your smart phone and an app in order to work (or they charge more for Key Entered transactions). Both the device and app are free; the companies make their money off of your transactions. They all charge a fee per transaction.

Now I found one that doesn’t even require a device to plug into your phone to work (a good backup for the times you find yourself without the little device): flint.

Here’s the break down:

Swipe: 2.75%
Key Entered: 3.5% + $0.15
Transaction fee: $0
Deposits: Next Business Day
Cards Excepted: Visa, MasterCard, American Express, Discover

intuit GoPayment
Swipe: 2.75%
Key Entered: 3.75%
Transaction fee: $0
Deposits: 2-3 Business Days
Cards Excepted: Visa, MasterCard, American Express, Discover

PayPal Here
Swipe & PayPal: 2.7%
Key Entered or Scan: 3.75% + $0.15
Transaction fee: $0
Deposits: Usually available in minutes
Cards Excepted: PayPal, Visa, MasterCard, American Express, Discover, Checks, Invoices

Debit Card Transaction: 1.95% + $0.20
Credit Card Transaction: 2.95% + $0.20
Transaction fee: $0
Deposits: Within 2 Business Days
Cards Excepted: U.S. based Visa and MasterCard

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